Senate Bill No. 585

(By Senator Minard)

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[Introduced March 26, 2001; referred to the Committee on Banking and Insurance.]

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A BILL to amend article six, chapter thirty-three of the code of West Virginia, one thousand nine hundred thirty-one, as amended, by adding thereto a new section, designated section thirty-one-f, relating to exempting insurers providing excess or umbrella insurance policies from having to offer uninsured and underinsured motorist coverage.

Be it enacted by the Legislature of West Virginia:
That article six, chapter thirty-three of the code of West Virginia, one thousand nine hundred thirty-one, as amended, be amended by adding thereto a new section, designated section thirty-one-f, to read as follows:
ARTICLE 6. THE INSURANCE POLICY.

§33-6-31f. Uninsured and underinsured motorists' coverage not required to be offered on umbrella or excess policies or on policies not written to cover a specifically insured motor vehicle.

Insurers issuing or providing liability policies that are of an excess or umbrella type, or that include excess or umbrella coverages, or which are not written to cover a specifically insured motor vehicle, shall not be required to offer, make available or provide uninsured or underinsured motor vehicle coverage on such policies, notwithstanding any other provisions of this article.


NOTE: The purpose of this bill is to exempt umbrella and excess insurance policies and policies not written to cover a specifically insured motor vehicle, from having to offer, provide or make available uninsured and underinsured motorist coverage.

This section is new; therefore, strike-throughs and underscoring have been omitted.